Are You Requiring Renters Insurance?

At Anderson Insurance Group we have been through many scenarios where landlords call, their rental property has been involved in a fire and their tenant has nowhere to go, no coverage for their “stuff” and the landlord is left with…

Why are my Auto Insurance Rates Increasing in Utah?

Utah auto insurance rates will increase along with the rest of the nation in 2022 and we wanted to share a few of the reasons this is happening.   First, we have not seen this level of inflation for many years. …

What is a Workers’ Compensation Ghost Policy?

A “ghost” workers’ compensation policy excludes the owner from coverage and is written for a business with no employees. A ghost workers’ compensation policy is not designed to cover anyone but will cover if the employer hires employees or contracts…

How Do You Insure a “Subject To” Property?

Diversion and Diversification: Are the two reasons I invest in rental properties.  Has anyone ever purchased a property on a “Sub To” basis? This one fell into my lap so I picked it up “subject to” seller finance, the loan will…

Who Pays the HOA Deductible?  –Condo Insurance in Utah.

Have you driven through a new housing development and noticed the increased amount of townhomes and condos? Townhomes and condos have become a great alternative to traditional single-family home living. Have you ever asked the question, “How would I insure…

Landlord/Tenant Move Out Checklist

As a fellow landlord I recently had two vacancies and felling frustrated with the way the tenant left the property, I chalked it up to – it’s just the way renters are – and cleaned a lot of it myself.…

Insurance Requirements for a Utah Commercial Lease Agreement

Commercial buildings are great investments generally requiring lower maintenance and higher returns than residential rental properties but come with their own unique risks. As the landlord, you can manage these risks with a good lease and strong insurance requirements. The…

State of Utah Insure-Rite System

How many drivers are uninsured in the State of Utah? Thanks to the Insure-Rite automobile insurance verification system founded in 1995, that number has been reduced from 24% to just 5%. The system works when the Insure-Rite system matches the registration information…

The Most Difficult Insurance Market In Decades

Auto and home insurance is right in the middle of a “hard market.” If insurance were Wall Street, this would be the Great Depression, most of us have never seen anything like it. A June 2023 report from the American…

Call Email Claims Payments