Framing contractors have a great responsibility to make sure homes and commercial buildings are sound and built to code. It’s not an easy job and framers need a team that works together to complete a structure. Most contractors will have…
The four things that will affect your homeowners insurance rate the most are: There are many other factors used to determine the price of a homeowners policy like home security systems, water sensors, and even the breed of a dog…
UPDATED 11/22/2024 According to KSL Radio, Utah still ranks in the top 10 states nationwide for the highest percent increase in homeowners insurance from 2020 to 2024. Using numbers from the National Bureau of Economic Research and Corelogic, here are…
If you’re renting out someone else’s home to host a Short-Term Rental, insurance providers view this is as a business activity, which will not be covered under a traditional renter’s policy. As a result, you’ll have to look into dedicated…
Homeowners insurance was designed many years ago to cover things like fire, theft and liability but things got confusing when you started to run a business out of your home. Home-sharing and short-term rental activities are considered a business and…
Ebikes have electrified the bicycle industry, literally. Ebikes are so common these days that it’s nearly impossible to go on a bike ride on a Corner Canyon trail without seeing one. Ebikes are not only for those who want a…
By Agency Owner Lance Anderson October 2022 I have always been under the opinion that the golfer was responsible for the damage or injury caused by an errant golf ball. My father, a long time Allstate agent always used golf…
Yes! Condo Insurance is also known as an HO6 policy in the insurance industry. Insurance policies have developed over time and HO6 is the policy form used for condos and townhome associations that cover the dwelling. I.e., even if you…
Monopolistic states do not allow private companies like those represented by insurance agents to compete in the workers’ compensation market. Coverage is provided solely by the state and must be purchased directly from them. Wyoming, Washington, Ohio and North Dakota…
Most companies that independent insurance agents represent use a universal homeowners insurance form provided by the Insurance Service Offices – ISO called the HO3 policy. Within the HO3 policy there are limitations on personal property items to be aware of.…
