It’s no secret that construction costs have gone through the roof, literally! One lesson the insurance industry has learned from the Marshall Fire on December 31st 2021 is that many homes were underinsured, up to 2/3!! We are not surprised,…

On occasion we receive calls asking about gap insurance so we wanted to take the opportunity to explain the coverage. Gap Insurance only comes into play if a car has been totaled in an auto accident. Gap Insurance pays for…

This is a great question and one that is hard to answer until….you have a claim. The easiest way to explain HO5 or Special Personal Property Contents coverage is that it will give you broader coverage and higher limits for…

The answer is no, Utah like Idaho and a few other states does not have an over-insurance statute, yet. A Utah Over Insurance statute has not been necessary because many states already have Over Insurance statutes and the mortgage companies…

The average settlement for a dog bite claim across the United States is about $40,000 according to the Insurance Information Institute. In Utah its much lower than that and states like California bring the average way up with an average…

Utah’s real estate investors prefer Anderson Insurance Group for their Vacant Home insurance coverage. It’s important however to understand that Vacant Home coverage will not coverage everything that a normal homeowners or landlord policy covers. Homeowners Insurance generally covers 17…

The cost to add earthquake insurance is just one of three major factors when considering earthquake insurance for your home. There are three primary things you need to know, here they are: First, For most Utah homes the cost will…

Utah auto insurance rates will increase along with the rest of the nation in 2022 and we wanted to share a few of the reasons this is happening.   First, we have not seen this level of inflation for many years. …