Best Utah Janitorial & Cleaning Company Insurance
Tailored protection for residential, commercial, and industrial cleaning companies. Coverage starting at $29/month, flexible plans, fast certificates, and local Utah service.
What Coverage Do Cleaning Businesses Need?
Operating a cleaning business comes with specific risks, including client property damage, equipment mishaps, and chemical accidents.
Anderson Insurance Group provides complete insurance solutions such as:
Commercial auto
Voluntary Property Damage
General Liability
Bonds (often required for commercial contracts)
Tools & Equipment
Workers’ Compensation
Anderson Insurance Group offers Janitorial Insurance Coverage through: Acuity Insurance, Auto-Owners, Cincinnati Insurance, and United Insurance Group.
Cleaning Services We Insure
We specialize in coverage for:
Residential cleaning, office cleaning, post-construction cleanup, carpet and upholstery cleaning, deep sanitation services, and more.
Commercial Auto
Many cleaning companies rely on vans or trucks to transport crews and supplies. Commercial auto insurance protects those vehicles and drivers against accidents, liability claims, and physical damage something personal auto policies typically exclude.
Voluntary Property Damage
While general liability covers accidental damage, Voluntary Property Damage goes a step further by covering property that’s under your care or control. For example, if a team member moves an expensive art piece to clean behind it and accidentally cracks the frame, this coverage helps pay for repairs or replacement. It reassures high-end residential and commercial clients that their valuables are protected while you work. What is Voluntary Property Damage Coverage? | Anderson Insurance Group
General liability
The backbone of any cleaning business policy, general liability covers third-party injuries and property damage. If a customer trips over a vacuum cord or your team accidentally scratches a hardwood floor, this coverage handles medical bills, repairs, and legal defense. Professional Liability | Anderson Insurance Group
Bonds (Surety or Janitorial Bonds)
Certain commercial and government contracts require a janitorial or surety bond. Bonds give clients peace of mind by guaranteeing that your company will fulfill its contractual obligations and provide compensation if you fail to meet agreed-upon terms. What exactly is a Bond?
Tools & Equipment Coverage
Your tools are the backbone of your service: vacuums, carpet extractors, pressure washers, and specialized cleaning solutions. Tools & Equipment coverage reimburses you if those items are stolen from a job site, damaged in a vehicle accident, or destroyed by fire or water. It’s especially valuable for mobile cleaning companies that transport gear daily and can’t afford downtime when critical equipment is lost or broken.
Workers’ Compensation
If you employ cleaners, Utah law requires workers’ compensation insurance. It pays for medical treatment, rehabilitation, and lost wages when an employee is injured on the job—whether from lifting heavy equipment or exposure to cleaning chemicals. What Type of Insurance Does a Utah Janitor Need? | Anderson Insurance Group
Why Cleaning Businesses Need Insurance
Licensing & Contract Requirements
Many property managers and commercial clients require proof of insurance before hiring a cleaning service or awarding a contract. The right policy helps you meet legal requirements and qualify for more profitable jobs. Contractors Insurance | Anderson Insurance Group
Credibility & Professionalism: Insurance is more than just a safety net; it’s a powerful marketing tool. When potential clients see that your cleaning company is insured and bonded, they know you take professionalism seriously. This trust can help you secure long-term contracts, win competitive bids, and stand out in Utah’s crowded cleaning market.
Financial Protection: Accidents happen a client slips on a wet floor or a valuable item is damaged. Insurance covers medical bills, repairs, and legal costs so one incident doesn’t drain your business.