Utah Cleaning Company Insurance Plans
Custom coverage for residential, commercial, and industrial cleaners. Starting at just $29 per month with flexible options, quick certificates, and friendly Utah-based support.
What Coverage Do Cleaning Businesses Need?
Operating a cleaning business comes with specific risks, including client property damage, equipment mishaps, and chemical accidents.
Anderson Insurance Group offers comprehensive policies, including:
General Liability
Bonds (often required for commercial contracts)
Workers’ Compensation
Commercial auto
Tools & Equipment
Voluntary Property Damage
Anderson Insurance Group partners with Acuity, Auto-Owners, Cincinnati, and United Insurance to provide reliable janitorial coverage.
Cleaning Services We Insure
We specialize in coverage for:
Residential cleaning, office cleaning, post-construction cleanup, carpet and upholstery cleaning, deep sanitation services, and more.
General liability
The backbone of any cleaning business policy, general liability covers third-party injuries and property damage. If a customer trips over a vacuum cord or your team accidentally scratches a hardwood floor, this coverage handles medical bills, repairs, and legal defense. Professional Liability | Anderson Insurance Group
Bonds (Surety or Janitorial Bonds)
Some government and large commercial contracts mandate a janitorial or surety bond.. A janitorial or surety bond guarantees that your company will fulfill its contractual obligations and provides compensation if an employee commits theft or the job is not completed as promised. Having a bond not only meets contract requirements but also signals trustworthiness and professionalism to potential clients. What exactly is a Bond?
Workers’ Compensation
If you have employees 'even part-time staff' Utah law requires workers’ compensation insurance. Cleaning tasks frequently require repetitive movements, exposure to chemicals, and lifting heavy supplies. If an employee injures a back while moving equipment or develops a respiratory issue from cleaning agents, workers’ comp covers medical care, rehabilitation, and a portion of lost wages. This policy also shields your business from expensive legal claims tied to employee injuries. What Type of Insurance Does a Utah Janitor Need? | Anderson Insurance Group
Commercial Auto
Many cleaning companies rely on vans, trucks, or SUVs to move staff and supplies between jobs. A personal auto policy usually excludes business use. Commercial Auto insurance protects company vehicles and drivers from liability claims, collision damage, and uninsured motorists. It can also include coverage for cleaning supplies and equipment being transported important when you’re carrying chemicals or high-value machines.
Tools & Equipment Coverage
Your tools are the backbone of your service: vacuums, carpet extractors, pressure washers, and specialized cleaning solutions. Tools & Equipment coverage reimburses you if those items are stolen from a job site, damaged in a vehicle accident, or destroyed by fire or water. It’s especially valuable for mobile cleaning companies that transport gear daily and can’t afford downtime when critical equipment is lost or broken.
Voluntary Property Damage
General liability handles accidents, but Voluntary Property Damage extends protection to items in your custody or control. For instance, if a worker shifts a valuable artwork to dust behind it and accidentally damages the frame, this policy covers repair or replacement. It reassures high-end residential and commercial clients that their valuables are protected while you work. What is Voluntary Property Damage Coverage? | Anderson Insurance Group
Why Cleaning Businesses Need Insurance
Financial Protection: Accidents happen a client slips on a wet floor or a valuable item is damaged. Insurance covers medical bills, repairs, and legal costs so one incident doesn’t drain your business.
Credibility & Professionalism: Being insured and bonded signals reliability. Clients trust a company that protects its workers and their property, giving you an edge when competing for long-term cleaning contracts in Utah.
Licensing & Contract Requirements
Many property managers and commercial clients require proof of insurance before hiring a cleaning service or awarding a contract. The right policy helps you meet legal requirements and qualify for more profitable jobs. Contractors Insurance | Anderson Insurance Group