Painter Insurance in Utah
An honest mistake can cost thousands. The right insurance protects your work, your tools, and your reputation. At Anderson Insurance Group, we understand the everyday risks painters face. Overspray or spills damaging others property, stolen tools or equipment, and job-site injuries. That’s why we offer customized insurance for painting contractors, giving you the peace of mind to focus on your craft, not your coverage.
What Insurance Coverage Do Utah Painting Businesses Need?
Our painter insurance policies are flexible, scalable, and designed for every type of operation from independent contractors to multi-crew companies handling high-end commercial projects. You can customize your policy to match your workflow, tools, and clients.
General Liability
Workers' Compensation
Commercial Auto
Tools and Equipment
Contractors’ E&O - Errors and Omissions Insurance
Commercial Property Insurance
Anderson Insurance Group offers Painter Insurance Coverage through: Acuity Insurance, Auto-Owners, Cincinnati Insurance, and United Insurance Group.
Core Coverages for Painters Contractors
General Liability Insurance
Accidents can happen even on the most well-prepared job sites. General Liability Insurance protects your painting business when something goes wrong—like spilling paint on a customer’s hardwood floors, scratching a vehicle, or a client tripping over your equipment.
This policy helps cover the cost of repairs, medical expenses, and legal fees, so a single mistake doesn’t drain your profits. In Utah, many homeowners, builders, and property managers require proof of general liability coverage before allowing contractors to begin work. It not only fulfills those requirements but also enhances your professional credibility, showing clients you take responsibility seriously. General Liability Insurance | Anderson Insurance Group
Workers’ Compensation
Painting work often means long hours on ladders, exposure to chemicals, and heavy lifting. Workers’ Comp provides coverage for job-related injuries, helping your team recover safely while shielding your business from costly lawsuits. Additional benefits include:
Coverage for ongoing medical care
Disability benefits during recovery
Death benefits for families of fatal accidents
Legal protection for the employer
Commercial Auto Insurance
Whether you operate a single van or a fleet of trucks, your vehicles are essential to your painting business. Commercial Auto Insurance covers them against collisions, theft, vandalism, fire, and liability while transporting paint, supplies, or crew members. Personal auto policies typically exclude business use, which means accidents involving your company vehicle could leave you uncovered. This policy ensures you’re protected every time your team is on the road from driving to a client’s site to hauling equipment across Salt Lake City or Provo.
Tools & Equipment Coverage
Your tools are your livelihood. This coverage protects against theft or damage to your paint sprayers, brushes, scaffolds, and ladders whether on-site, in transit, or at your shop. You’re covered for:
Theft or vandalism at job sites or storage
Damage from fire, water, or accidents
Replacement cost for lost or broken tools
Transit protection while equipment is on the move
Commercial Property Insurance
If you own or lease a physical location for your painting business, Commercial Property Insurance is essential. It covers your workspace, supplies, furniture, and materials against losses from fire, theft, vandalism, and natural disasters. Even if you work from home or store your supplies in a small facility, having this coverage ensures that your inventory and essential business assets are protected. Rebuilding or replacing property after an unexpected event can be costly this policy helps you recover faster and get back to work.
Contractors Errors & Omissions (E&O)
Even professionals make mistakes. If a client claims your paint job was incomplete, uneven, or caused property damage, E&O insurance helps with legal defense, settlements, or compensation. Your coverage can include:
Claims of negligence or professional error
Legal fees and settlements
Coverage for subcontractor mistakes
Defense against breach-of-contract claims
Why Painters in Utah Need Business Insurance
Licensing & Contract Compliance: Many clients, builders, and property managers require proof of liability and workers’ comp insurance before hiring painters especially for commercial or multi-unit projects.
Financial Protection: A single paint spill, injury, or tool theft can lead to thousands in losses. The right insurance protects your income and helps your business recover fast.
Peace of Mind: Work confidently knowing your business, your employees, and your reputation are fully protected.