Commercial Insurance for Property Managers · Taylorsville, UT
Insurance Built for Utah Property Management Companies
General liability, E&O, cyber, auto and umbrella quoted across multiple carriers and matched to the requirements written into your management agreements.
Independent agency · Locally owned · Serving property managers statewide
Access to multiple commercial carriers
Independent
We compare carriers instead of selling one.
Commercial Focus
Programs written for property managers, not a generic BOP.
Local Utah Agency
Third generation, on Redwood Road in Taylorsville.
Who We Insure
Built for the Firms That Manage Other People's Property
Property managers sit between owners, tenants, vendors and contractors handling leases, rent, repairs, sensitive data and a lot of driving between properties. Every one of those relationships can turn into a claim, and a basic general liability policy does not respond to most of them.
Salt Lake City, Taylorsville, West Valley, Sandy, Provo, Ogden, Lehi, St. George and everywhere in between.
- Residential property managers
- Commercial property managers
- HOA and community association managers
- Short-term rental managers
Does Your Policy Match Your Management Agreements?
Send us one agreement and your current declarations. We will tell you where they disagree.
Coverage at a Glance
The Eight Coverages Worth Reviewing
A single business insurance policy usually leaves gaps for a property management company. These are the parts of a complete program, and what each one is actually for.
- General Liability The foundation
- Slip-and-falls and property damage claims. The base of every program and the one that does not cover financial losses from your professional services.
- Professional Liability (E&O) Your advice
- An owner claims a leasing, screening or maintenance mistake cost them money. If your program is general liability only, this is the biggest gap in it.
- Cyber Liability Tenant data
- Online applications, rent portals, e-signed leases and owner portals all hold sensitive data. Phishing, a compromised email account or ransomware can halt operations.
- Commercial & Hired Non-Owned Auto Driving
- Inspections, showings, vendor visits and tenant emergencies mean driving. A personal auto policy may not respond when the car is being used for the business.
- Employment Practices Your team
- Discrimination, harassment, wrongful termination and retaliation claims from employees plus third-party claims from applicants and tenants.
- Commercial Property Your assets
- Your own office, computers, equipment and records. A firm in a commercial office has different needs than a manager working from home.
- Workers' Compensation Required in Utah
- Utah generally requires it as soon as you have employees. It covers work-related injuries and sits separately from your liability policies.
- Umbrella / Excess Liability Extra limits
- Extra limits for the claim that outgrows the policy underneath it. Worth considering with a large portfolio, staff, vehicles or strict contract requirements.
What a Generic Quote Misses
Two Quotes With the Same Limits Can Behave Very Differently
Premium is the easiest thing to compare and the least useful. These are the details we read before we tell you anything about price.
- 01 Whether your general liability carries the Real Estate Property Managed endorsement (CG 22 70), and what that means for the buildings you manage
- 02 The additional insured and primary & noncontributory wording your owners require
- 03 A general aggregate that applies per location, not once across your whole portfolio
- 04 Hidden liability deductibles, and where hired & non-owned auto actually sits
- 05 Fair housing and tenant discrimination defense, and snow removal at managed properties
How It Works
Three Steps, and the Comparison Is Yours to Keep
- 01
Send us your current policies
Along with a sample management agreement.
- 02
We map your exposures
Against your contracts, then quote multiple carriers.
- 03
You get a plain-English side-by-side
Limits, deductibles, endorsements and premium, so the decision is yours.
A Lower Premium Is Not the Same as Better Protection
Policy language should drive the decision. We put it side by side in plain English.
Why Anderson
Why Property Managers Work With Us
Property managers protect other people's assets for a living. Your own business deserves the same attention. We are an independent agency in Taylorsville that helps property management companies compare coverage across carriers and close the gaps before a claim happens.
- Independent. We work for you, not for one carrier.
- Local. A third-generation, locally owned Utah agency in Taylorsville.
- Upfront. You will know what is covered before you sign, not after a claim.
Find the gaps before a claim does.
Request a coverage review. No obligation, and you keep the comparison either way.
Want the long version? Read our 2026 guide to insurance for Utah property management companies.
No Obligation
Request a Coverage Review
The more you can share, the more specific the comparison. Only the first four fields are required.
FAQ
Frequently Asked Questions
What Utah property managers ask us before a review.
How long does a coverage review take?
Usually within a few business days once we have your current policies and a management agreement.
What do you need from me?
Your current declarations pages, a management agreement, unit count and property types, and how many vehicles and employees you have.
Can you match the insurance requirements in my management agreements?
That is the first thing we check. Send the agreement and we quote to its additional insured, limit and primary & noncontributory requirements.
Do you only work with companies in Salt Lake County?
No. We insure property managers across Utah.
Coverage descriptions are general and subject to the terms, conditions and exclusions of each policy. Talk to a licensed agent about your specific situation.