Utah Landscaping Liability Insurance
Get your free instant quote today and secure complete landscaping contractor insurance tailored to your business needs in Utah.
Coverage options to insure and Grow Your Landscaping Business in Utah
Whether you're an independent landscaper focusing on residential gardens or a large company managing commercial grounds, our customized insurance meets your exact operational and legal requirements. Key coverages include:
General Liability
Contractors E & O
Commercial Auto
Workers’ Compensation
Tools & Equipment
Voluntary Property Damage
Anderson Insurance Group partners with trusted carriers like Acuity, Auto-Owners, Cincinnati Insurance, and United Insurance Group to provide top-rated landscaper coverage.
Utah Landscaping Contractor Insurance You Can Trust
Get customized landscaping insurance designed to protect your business from accidents, property damage, and costly claims. Anderson Insurance Group delivers reliable coverage for landscapers, ensuring you meet licensing requirements and exceed client expectations.
Voluntary Property Damage
Voluntary Property Damage is not offered by every company but can be a valuable part of your insurance protection This covers damage to items that are under your care, custody, or control , covering damage to items that are under your care, custody, or control. What is Voluntary Property Damage Coverage? | Anderson Insurance Group
Commercial Auto
If your landscaping business relies on vehicles, commercial auto insurance is essential. This policy covers your work vehicles and drivers in case of accidents, theft, or damage. Whether you're running one vehicle or managing an entire fleet, we offer the perfect coverage for your business. Commercial Auto Insurance | Anderson Insurance Group
Contractors Errors & Omissions (E&O)
Contractors Errors & Omissions (E&O) protects your landscaping business from financial fallout due to mistakes, oversights, or negligence during a project. For example, improper plant placement, incorrect grading, or installing irrigation systems incorrectly can lead to water damage, soil erosion, or dead vegetation—issues that may require expensive repairs or replacements. This coverage helps pay for these costs, legal defense fees, and potential settlements, ensuring your business reputation and client relationships remain strong.
General Liability Insurance
General liability insurance is the foundation of protection for landscaping businesses in Utah. It covers bodily injury and property damage to third parties caused by your operations. For example, if a client trips over equipment on a job site or if a falling branch from your tree trimming damages a customer’s car, this coverage can pay for medical expenses, repairs, legal fees, and settlements. Many municipalities, HOAs, and commercial clients require proof of general liability before you can start work, making it critical for compliance, credibility, and winning high-value contracts.
Workers’ Compensation Insurance
If you employ staff—whether seasonal workers, full-time crew, or subcontractors—Utah law requires workers’ compensation insurance to cover on-the-job injuries.. Workers’ compensation insurance safeguards your employees by covering medical bills and lost wages in the event of workplace accidents. States like Utah mandate this insurance for businesses with employees. Protect your team and stay compliant with workers’ compensation insurance from Anderson Insurance Group. Workers’ Compensation Insurance & Resources | WCF Insurance
Tools & Equipment Insurance
Comprehensive protection for all your landscaping tools and machinery wherever they are—whether stored, in transit, or actively used on-site. Whether it's in transit or at job sites, tools and equipment insurance guarantees that your gear is protected against theft or damage. If you regularly transport expensive equipment, this add-on to general liability insurance offers the protection your business needs. Inland Marine insurance can help cover:
Your owned equipment (mowers, trimmers, skid steers), employee tools and protective gear, and borrowed or leased equipment for special projects.
Employee tools and clothing
Borrowed or leased equipment
Why landscaping contractor insurance is essential in Utah:
Licensing & Contracts: Many city permits and commercial clients require proof of general liability and workers’ compensation before awarding landscaping contracts. Contractors insurance | Anderson Insurance Group
High-Risk Work: Landscaping involves equipment hazards, pesticide use, tripping risks, and environmental exposure. Lacking insurance puts your finances at risk after just one incident.
High-Risk Trade: Working with water and pipes brings slip hazards, burst lines, and contamination risks. A single incident without proper coverage could cost your business dearly.