When a major hailstorm or windstorm hits, the damage can be stressful enough on its own. Unfortunately, storms don’t just bring broken shingles, fallen branches, and leaking roofs, they also attract scammers looking to take advantage of homeowners in a vulnerable moment.
These individuals often go door-to-door promising fast fixes, special pricing, and “insurance-approved” repairs. They may ask for cash up front, claim they’re working directly with your insurance company, or even offer to “take care of your deductible.”
Before you trust anyone with your home, it’s important to know the red flags and how to protect yourself.
Storms Bring Damage and – Scammers
After extreme weather, roofing scammers move quickly through affected neighborhoods. They often pressure homeowners into making immediate decisions, hoping you won’t take the time to verify licenses, credentials, or estimates.
Some common tactics include:
- Asking for full or partial payment before work begins
- Claiming they represent or are partnered with your insurance company
- Using scare tactics, like saying your roof is unsafe
- Offering deals that sound too good to be true (because they usually are)
Being aware of these behaviors can help you avoid costly and stressful situations.
Red Flags to Watch For
Not every contractor knocking on your door is a scammer — but there are specific warning signs that should make you pause.
1. No Contract or License
A reputable contractor will always provide documentation.
If someone refuses to show a license, avoids signing a contract, or makes excuses, that’s a major red flag.
2. Upfront Payments
You should never pay for roofing work before the job begins, especially in cash.
Scammers often disappear once they receive payment.
3. High-Pressure Sales
Storm chasers rely on urgency.
If someone is pushing you to “sign now,” “act immediately,” or “don’t lose the deal,” step back. A trustworthy contractor will give you time to decide.
4. Insurance Claims Confusion
Only your licensed insurance agent should handle your claim details.
Contractors who say they’ll “work directly with your insurance” or “waive your deductible” may be committing insurance fraud, and putting you at risk.
How to Protect Yourself and Your Roof
When your home has storm damage, you do have options — and taking a few simple steps can prevent headaches down the road.
- Call Anderson Insurance Group before signing any repair contract
We can help verify whether the claim is legitimate and guide you on the next steps.
- Get multiple written estimates
Compare pricing, timelines, and scopes of work from licensed contractors in your area.
- Verify credentials and references
Look for license numbers, online reviews, and proof of insurance.
- Keep records of all communication and receipts
These documents help protect you if any disputes arise later.
Storm damage is stressful, but dealing with a scammer is far worse. Staying alert, informed, and cautious can save you from unnecessary financial loss and ensure your roof gets the quality repair it needs.
If you ever have questions after a storm or want help understanding your coverage, Anderson Insurance Group is here to help.
What to do if you have windstorm damage: Disaster Preparedness | Utah Insurance Department
Contact the Utah Division of Professional Licensing (DOPL) to verify a contractor’s status.
Roofing Scams? “Hail” yes! | Utah Insurance Department
