Midwest Family Mutual is Anderson Insurance Group’s go-to for high value clients
Every now and then we come across a company whose coverage and protection is better than the competition and that is something we can get excited about.
Midwest Family Mutual offers protection that rivals that of companies known for the best coverage and most importantly, the best claims service in the industry. Here are a few examples of the additional protection you get with MFM’s First Class Portfolio coverage:
Auto Insurance:
- New Car Replacement (for the first 24 months or 24,000 miles of first ownership, MFM will pay to replace or repair your car with OEM parts!)
- First Accident Wavier (no increase in premium for your first accident)
- Rental Coverage up to $10,000! (all other policies max coverage is 30 days)
- Medical Payments for Pets up to $1000.00.
Homeowners Insurance:
- Combined Limit – 200% of coverage A – reassurance you will have enough to rebuild.
- HO5 Contents Coverage – Broader Coverage and Higher Limits on Personal Property.
- $10,000 Coverage for Antiques, Fine Arts & Paintings. Limit of $2500.00 per item.
- $10,000 Coverage for business property on premises, $5000 for off premises. (most policies limits are $1000 and $200.)
- $5000 for theft or misplacement of jewelry & watches. (Most policies limits are $1000.00)
- $50,000 damage from a water or sewer drain backup. (Most common limit is $5000)
- Service Line Coverage with a $15,000 limit and $500.00 deductible.
- $2000 Removal of Trees.
- Water Seepage and Leakage.
- Homeowners Optional Coverages:
- Equipment Breakdown.
- Earthquake Insurance with 10% Coverage A Deductible.
- Flood Coverage.
- Midwest Family’s First Class Flood Endorsement broadens coverage caused by surface water, excluded by traditional homeowner’s policies. The cost is $425.00 per year. See MFM Flood Endorsement FCPHO002 for details.
- One of the biggest advantages of Midwest Family’s coverage is their low earthquake deductible. While most companies earthquake deductibles are applied to the dwelling, contents and then additional living expense, MFM’s 10% deductible is applied one time to coverage A and does not – exclude exterior masonry veneer. MFM’s earthquake coverage is truly industry best. See MFM Endorsement HO 0454 for coverage details.
Umbrella Insurance:
- Coverage Limits up to $10,000,000.
- Optional Uninsured/Underinsured Limits up to $1,000,000.
You have worked hard to get to where you are, protect what matters most with First Class Coverage from Midwest Family Mutual.
***Coverage highlights are only a brief description and do not include all of Midwest Family Mutual’s First Class Coverage. For a complete list of included and optional coverage and policy language please request a copy of the policy and endorsement. Please refer to your own MFM policy for coverage and endorsements.
